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BKR´in Kırmızı Listesinden Nasıl Çıkılır?



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kemal-05BKR ‘Centraal Krediet Informatiesysteem’ (CKI) ile Hollanda nüfusunun kredi verilerini kayıt altında tutmaktadır. Bir kişinin ödeme yükümlülüğünü yerine getirmemesi halinde, kişi BKR tarafından negatif / kırmızı listeye alınır.

Negatif listede olan kişinin genellikle kişisel kredi ve ipotek başvurusu reddedilir. In today's article, I will briefly talk about what steps should be taken to get out of the negative list..

First of all, to the credit institution that applied to BKR and was the reason for it being included in the red list. (bank, leasing company, telephone company etc.) You can request BKR to remove you from its negative list. Your request must clearly state the grounds on which you should be removed from the red list..

If your request is rejected by the credit institution, You have the right to file a lawsuit in court. Data Protection Act 46. in the article (article 46 of the Personal Data Protection Act ('Wbp')) The procedure to be followed is stated.

The case begins with the submission of a petition to the Court.. Which credit institution put you on the red list in the petition?, It must be stated in detail why the credit institution rejected your request and why you should be removed from the list..

An issue that should be taken into consideration is that the petition is submitted after the rejection response from the credit institution. 6 It must be submitted to the Court within a week.. This is an exact date. Otherwise, will be time-barred.

The Dutch Supreme Court did not consider only whether the lender applied the BKR rules., states that the interests of citizens should be taken into consideration. This means that the court will decide, must take into account the interests of the parties. Court, when assessing the interests of the parties, It will take into account the need for an effective APR system to protect the consumer from excessive indebtedness and to prevent abuse and fraud..

Köse Law Office/Law Office | Av. K. (Kemal) Tosun

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Sector: News from @ Netherlands
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Author admin | 27 March 2016


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